About the Insurance Program
Assisted Reproductive Technology (ART) treatment is a highly advanced medical procedure that may involve various complications, the need to adjust the treatment plan, and other unforeseen events that can affect the total cost of treatment.
The insurance program offered protects against the risk of increased treatment costs, allowing patients to focus calmly on the treatment process without worrying about unexpected additional expenses. A calm state of mind for the patient is an integral part of successful ART treatment.
The insurance program covers the following risks:
- Inpatient treatment required during ART The insurance company covers inpatient treatment if it becomes necessary
- Additional examinations required during ART The insurance company covers additional examinations if their necessity is identified after the start of treatment
- Ovarian rupture The insurance company covers surgical treatment upon diagnosis of "Ovarian rupture"
- Ovarian torsion The insurance company covers surgical treatment upon diagnosis of "Ovarian torsion"
- Miscarriage The insurance company covers surgical treatment related to miscarriage
- Ovarian hyperstimulation syndrome The insurance company covers surgical/therapeutic treatment upon diagnosis of "Ovarian hyperstimulation syndrome"
- Organ injury during egg retrieval The insurance company covers surgical treatment for organ injury during egg retrieval
- Ectopic pregnancy The insurance company covers surgical treatment for ectopic pregnancy
- Intrauterine + ectopic pregnancy The insurance company covers surgical/conservative treatment for intrauterine + ectopic pregnancy
- Toxicosis The insurance company covers therapeutic treatment upon diagnosis of "Toxicosis"
- Gestosis The insurance company covers therapeutic treatment upon diagnosis of "Gestosis"
- Iron deficiency anemia The insurance company covers therapeutic treatment upon diagnosis of "Iron deficiency anemia"
- Intrauterine fetal infection by bacteria, viruses, and fungi The insurance company covers therapeutic treatment for intrauterine fetal infection by bacteria, viruses, and fungi
- Intra-abdominal hemorrhage The insurance company covers surgical/conservative treatment for intra-abdominal hemorrhage
- Fetal hypoxia The insurance company covers therapeutic treatment for fetal hypoxia
- Hypotrophy — fetal growth retardation relative to gestational age The insurance company covers therapeutic treatment for hypotrophy (fetal growth retardation relative to gestational age)
- Intrauterine fetal death The insurance company covers surgical/conservative treatment for intrauterine fetal death
- Need to change the ART program The insurance company covers additional medical services related to adjusting the ART program, if the necessity is identified after the start of treatment